Property Planning & Advisory

For HDB Upgraders

Upgrading from HDB to private is one of Singapore’s most complex transitions — with cash flow, CPF, and ABSD timing all in play.
We help you upgrade with confidence and zero “unhoused” days.

• ✅ Evaluate your HDB value and new loan eligibility
• ✅ Design a full ABSD remission plan with all documentation
• ✅ Map your CPF refund and accrued interest accurately
• ✅ Coordinate your Sell–Buy sequence for seamless handover

6-Month Rule Guarantee:

We build your timeline so your ABSD remission is fully protected.

For Investors

Smart investors plan portfolios, not just purchases.
We structure your roadmap for sustainable growth and balanced returns.

• ✅ Analyse ROI and rental yields by district and project type
• ✅ Diversify between residential, shophouse, and industrial assets
• ✅ Plan entry & exit timing with URA data and trend forecasting
• ✅ Evaluate ownership structure for tax and financing efficiency

💡 Typical commercial yields today range from 3–5%, with higher upside in niche industrial and mixed-use assets.

Tax & Financing Essentials

Stamp Duties & Key Policies

💡 We don’t just list policies — we show you what they mean to your budget.

• Compare fixed vs floating (SORA) packages live with top banks.
  
• Calculate true purchase power after CPF & cash components.
  
• Understand decoupling costs vs. potential ABSD savings.
  

Your Cash Flow Timeline

Every property move has 10+ payment checkpoints.
We map each one — from Option to Purchase (OTP) to key collection —
so you know exactly when and how much to prepare.

Cash Flow Projection Tool:

A month-by-month breakdown that covers deposits, legal fees, CPF in/outflow, and stamp duties — ensuring zero shortfalls.

💡 Typical commercial yields today range from 3–5%, with higher upside in niche industrial and mixed-use assets.